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| Items to Consider When Purchasing an Insurance Policy |
| 1: Review your insurance needs and circumstances. |
| 2: Comparison shop. Contact several companies and/or agents to compare benefits, coverage, exclusions, and premiums. |
| 3: Be sure the insurance company you are considering is financially stable. To check on the stability of a company. |
| 4: Don't make any quick decisions. Request a copy of the policy and compare it with policies from different insurance companies. |
| 5: Do not be fooled into thinking you need several policies for additional coverage. You only need one good policy. |
| 6: Be sure your application is complete and accurate, including all of your medical history, if applicable. |
| 7: Write a cheque payable to the insurance company or pay by credit card. Do not pay in cash!!!. |
| 8: Your policy should arrive within 60 days. If you do not receive it, contact the company or agent. |
| 9: After you receive your policy, reread it to be sure everything is correct. Your agent or company should explain any TERMS that are not clear |
| 10: 30 Days before your policy is due for payment shop around for a better deal. |
| 11: A Cheap insurance is not always the best deal read the fine print. |
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