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Items to Consider When Purchasing an Insurance Policy

1: Review your insurance needs and circumstances.

2: Comparison shop. Contact several companies and/or agents to compare benefits, coverage, exclusions, and premiums.

3: Be sure the insurance company you are considering is financially stable. To check on the stability of a company.

4: Don't make any quick decisions. Request a copy of the policy and compare it with policies from different insurance companies.

5: Do not be fooled into thinking you need several policies for additional coverage. You only need one good policy.

6: Be sure your application is complete and accurate, including all of your medical history, if applicable.

7: Write a cheque payable to the insurance company or pay by credit card. Do not pay in cash!!!.

8: Your policy should arrive within 60 days. If you do not receive it, contact the company or agent.

9: After you receive your policy, reread it to be sure everything is correct. Your agent or company should explain any TERMS that are not clear

10: 30 Days before your policy is due for payment shop around for a better deal.

11: A cheap insurance is not always the best deal read the fine print.

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